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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,555 | $28,624+384.1% | $53,647+158.3% | $82,637+67.7% |
| Participation rate | 7.3% | 47.3%-40.0pp | 56.3%-49.0pp | 68.1%-60.8pp |
| Annual return | 16.70% | 664.98%-648.3pp | 358.33%-341.6pp | 53.51%-36.8pp |
| Employer contribution / active EE | $410 | $637-35.5% | $962-57.3% | $2,552-83.9% |
| Participant deferral / active EE | $753 | $1,196-37.1% | $1,813-58.5% | $4,126-81.8% |
| Admin fee / account holder | $63,131 | $2,022+3022.7% | $2,460+2466.4% | $7,339+760.2% |