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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,546 | $59,467+32.1% | $93,727-16.2% | $74,478+5.5% |
| Participation rate | 27.3% | 59.6%-32.3pp | 68.7%-41.4pp | 67.2%-39.9pp |
| Annual return | 14.12% | 82.14%-68.0pp | 133.83%-119.7pp | 1370.56%-1356.4pp |
| Employer contribution / active EE | $635 | $1,267-49.9% | $2,421-73.8% | $2,626-75.8% |
| Participant deferral / active EE | $2,272 | $3,052-25.6% | $4,417-48.6% | $4,350-47.8% |
| Admin fee / account holder | $1,976 | $3,028-34.8% | $8,292-76.2% | $1,946+1.5% |