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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,359 | $185,141-19.9% | $153,416-3.3% | $155,188-4.4% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 10.51% | 18.72%-8.2pp | 17.84%-7.3pp | 148.84%-138.3pp |
| Employer contribution / active EE | $10,896 | $4,489+142.7% | $3,764+189.5% | $4,248+156.5% |
| Participant deferral / active EE | $2,969 | $5,477-45.8% | $4,723-37.1% | $6,531-54.5% |
| Admin fee / account holder | $3,410 | $16,005-78.7% | $13,095-74.0% | $14,480-76.5% |