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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,440 | $74,535+5.2% | $100,712-22.1% | $82,637-5.1% |
| Participation rate | 90.0% | 61.2%+28.8pp | 69.3%+20.7pp | 68.1%+21.9pp |
| Annual return | 14.33% | 18.92%-4.6pp | 33.27%-18.9pp | 53.51%-39.2pp |
| Employer contribution / active EE | $850 | $1,503-43.4% | $2,313-63.2% | $2,552-66.7% |
| Participant deferral / active EE | $5,409 | $3,074+76.0% | $4,085+32.4% | $4,126+31.1% |
| Admin fee / account holder | $8,840 | $6,576+34.4% | $9,256-4.5% | $7,339+20.5% |