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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,237 | $56,116+16.3% | $135,768-51.9% | $86,983-25.0% |
| Participation rate | 37.0% | 60.1%-23.1pp | 71.1%-34.0pp | 69.5%-32.5pp |
| Annual return | 17.25% | 125.33%-108.1pp | 526.10%-508.8pp | 25.83%-8.6pp |
| Employer contribution / active EE | $317 | $1,528-79.2% | $3,394-90.7% | $2,584-87.7% |
| Participant deferral / active EE | $1,965 | $2,690-27.0% | $3,977-50.6% | $4,194-53.2% |
| Admin fee / account holder | $2,092 | $4,314-51.5% | $7,048-70.3% | $7,856-73.4% |