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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,237 | $53,063+22.9% | $124,206-47.5% | $82,637-21.1% |
| Participation rate | 37.0% | 58.4%-21.4pp | 69.6%-32.5pp | 68.1%-31.0pp |
| Annual return | 17.25% | 68.87%-51.6pp | 515.27%-498.0pp | 53.51%-36.3pp |
| Employer contribution / active EE | $317 | $1,530-79.3% | $3,540-91.0% | $2,552-87.6% |
| Participant deferral / active EE | $1,965 | $2,644-25.7% | $3,968-50.5% | $4,126-52.4% |
| Admin fee / account holder | $2,092 | $4,281-51.1% | $5,929-64.7% | $7,339-71.5% |