Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,102,590 | $90,400+1119.7% | $186,193+492.2% | $87,485+1160.3% |
| Participation rate | 5.9% | 66.2%-60.3pp | 77.1%-71.2pp | 68.9%-63.0pp |
| Annual return | 10.52% | 22.15%-11.6pp | 78.03%-67.5pp | 26.06%-15.5pp |
| Employer contribution / active EE | $1,480 | $2,170-31.8% | $3,918-62.2% | $2,596-43.0% |
| Participant deferral / active EE | $3,324 | $4,330-23.2% | $6,513-49.0% | $4,274-22.2% |
| Admin fee / account holder | $38,611 | $8,673+345.2% | $11,058+249.2% | $7,775+396.6% |