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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,286 | $169,336-75.6% | $129,384-68.1% | $145,884-71.7% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 19.99% | 14408.70%-14388.7pp | 9461.77%-9441.8pp | 551.85%-531.9pp |
| Employer contribution / active EE | $1,687 | $5,540-69.5% | $4,153-59.4% | $4,662-63.8% |
| Participant deferral / active EE | $2,013 | $4,985-59.6% | $4,166-51.7% | $6,690-69.9% |
| Admin fee / account holder | $64,223 | $9,912+547.9% | $7,686+735.6% | $13,392+379.6% |