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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,286 | $169,237-75.6% | $129,339-68.1% | $145,978-71.7% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 19.99% | 14364.43%-14344.4pp | 9437.05%-9417.1pp | 550.52%-530.5pp |
| Employer contribution / active EE | $1,687 | $5,540-69.5% | $4,154-59.4% | $4,662-63.8% |
| Participant deferral / active EE | $2,013 | $4,991-59.7% | $4,170-51.7% | $6,690-69.9% |
| Admin fee / account holder | $64,223 | $9,882+549.9% | $7,668+737.6% | $13,400+379.3% |