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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,003 | $134,817+10.5% | $123,973+20.2% | $155,188-4.0% |
| Participation rate | 78.6% | 79.4%-0.8pp | 76.7%+1.9pp | 80.8%-2.2pp |
| Annual return | 6.64% | 515.49%-508.8pp | 388.13%-381.5pp | 148.84%-142.2pp |
| Employer contribution / active EE | $1,359 | $4,425-69.3% | $4,126-67.1% | $4,248-68.0% |
| Participant deferral / active EE | $11,569 | $5,706+102.7% | $5,247+120.5% | $6,531+77.1% |
| Admin fee / account holder | $162,967 | $13,245+1130.4% | $11,799+1281.2% | $14,480+1025.5% |