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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,003 | $114,119+30.6% | $107,187+39.0% | $138,895+7.3% |
| Participation rate | 78.6% | 78.1%+0.5pp | 75.0%+3.6pp | 79.9%-1.3pp |
| Annual return | 6.64% | 273.21%-266.6pp | 204.55%-197.9pp | 145.39%-138.8pp |
| Employer contribution / active EE | $1,359 | $4,059-66.5% | $3,782-64.1% | $4,194-67.6% |
| Participant deferral / active EE | $11,569 | $5,538+108.9% | $5,096+127.0% | $6,396+80.9% |
| Admin fee / account holder | $162,967 | $10,024+1525.8% | $9,162+1678.7% | $12,562+1197.3% |