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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,517 | $208,088-74.8% | $186,193-71.8% | $154,746-66.1% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 7.06% | 89.97%-82.9pp | 78.03%-71.0pp | 172.34%-165.3pp |
| Employer contribution / active EE | $6,121 | $4,340+41.0% | $3,918+56.2% | $4,379+39.8% |
| Participant deferral / active EE | $9,872 | $7,078+39.5% | $6,513+51.6% | $6,730+46.7% |
| Admin fee / account holder | $34,712 | $11,698+196.7% | $11,058+213.9% | $14,365+141.6% |