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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,311 | $123,155-77.0% | $108,753-74.0% | $155,188-81.8% |
| Participation rate | 26.7% | 75.6%-49.0pp | 71.1%-44.4pp | 80.8%-54.1pp |
| Annual return | 7.87% | 44.73%-36.9pp | 37.47%-29.6pp | 148.84%-141.0pp |
| Employer contribution / active EE | $1,115 | $2,811-60.3% | $2,427-54.0% | $4,248-73.7% |
| Participant deferral / active EE | $2,099 | $4,623-54.6% | $4,115-49.0% | $6,531-67.9% |
| Admin fee / account holder | $67,216 | $12,126+454.3% | $10,320+551.4% | $14,480+364.2% |