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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,075 | $134,817-36.9% | $123,973-31.4% | $155,188-45.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 18.24% | 515.49%-497.3pp | 388.13%-369.9pp | 148.84%-130.6pp |
| Employer contribution / active EE | $2,717 | $4,425-38.6% | $4,126-34.1% | $4,248-36.0% |
| Participant deferral / active EE | $3,001 | $5,706-47.4% | $5,247-42.8% | $6,531-54.1% |
| Admin fee / account holder | $4,488 | $13,245-66.1% | $11,799-62.0% | $14,480-69.0% |