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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,814 | $99,053+63.4% | $88,179+83.5% | $138,895+16.5% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.1%+14.2pp | 79.9%+3.4pp |
| Annual return | 13.86% | 78.17%-64.3pp | 64.97%-51.1pp | 145.39%-131.5pp |
| Employer contribution / active EE | $749 | $2,882-74.0% | $2,549-70.6% | $4,194-82.1% |
| Participant deferral / active EE | $4,473 | $5,225-14.4% | $4,614-3.1% | $6,396-30.1% |
| Admin fee / account holder | $1,113 | $8,748-87.3% | $7,673-85.5% | $12,562-91.1% |