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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,814 | $107,809+50.1% | $97,032+66.8% | $155,188+4.3% |
| Participation rate | 83.3% | 75.5%+7.9pp | 71.6%+11.8pp | 80.8%+2.5pp |
| Annual return | 13.86% | 38.06%-24.2pp | 35.38%-21.5pp | 148.84%-135.0pp |
| Employer contribution / active EE | $749 | $2,911-74.3% | $2,629-71.5% | $4,248-82.4% |
| Participant deferral / active EE | $4,473 | $5,129-12.8% | $4,672-4.3% | $6,531-31.5% |
| Admin fee / account holder | $1,113 | $10,717-89.6% | $9,418-88.2% | $14,480-92.3% |