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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,260 | $67,823-96.7% | $52,425-95.7% | $137,256-98.4% |
| Participation rate | 91.3% | 63.9%+27.4pp | 55.6%+35.7pp | 80.0%+11.3pp |
| Annual return | 23.82% | 219.11%-195.3pp | 302.12%-278.3pp | 220.34%-196.5pp |
| Employer contribution / active EE | $363 | $1,163-68.8% | $914-60.3% | $4,156-91.3% |
| Participant deferral / active EE | $1,253 | $2,288-45.3% | $1,790-30.0% | $6,407-80.4% |
| Admin fee / account holder | $615 | $2,844-78.4% | $2,495-75.3% | $12,270-95.0% |