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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,964 | $71,012-87.4% | $97,411-90.8% | $71,012-87.4% |
| Participation rate | 79.2% | 58.6%+20.6pp | 80.4%-1.2pp | 58.6%+20.6pp |
| Annual return | 101.32% | 37.67%+63.6pp | 34.72%+66.6pp | 37.67%+63.6pp |
| Employer contribution / active EE | $0 | $2,348-100.0% | $4,210-100.0% | $2,348-100.0% |
| Participant deferral / active EE | $4,136 | $3,246+27.4% | $5,886-29.7% | $3,246+27.4% |
| Admin fee / account holder | $367 | $1,167-68.5% | $7,145-94.9% | $1,167-68.5% |