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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,943 | $111,535+126.8% | $105,223+140.4% | $137,256+84.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.88% | 237.85%-223.0pp | 180.65%-165.8pp | 220.34%-205.5pp |
| Employer contribution / active EE | $4,265 | $3,939+8.3% | $3,689+15.6% | $4,156+2.6% |
| Participant deferral / active EE | $5,676 | $5,500+3.2% | $5,072+11.9% | $6,407-11.4% |
| Admin fee / account holder | $4,652 | $9,721-52.2% | $8,859-47.5% | $12,270-62.1% |