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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,080 | $227,291+18.8% | $214,702+25.8% | $155,188+74.0% |
| Participation rate | 66.7% | 88.0%-21.3pp | 87.5%-20.8pp | 80.8%-14.1pp |
| Annual return | 15.40% | 60.08%-44.7pp | 54.55%-39.2pp | 148.84%-133.4pp |
| Employer contribution / active EE | $16,667 | $6,772+146.1% | $6,461+158.0% | $4,248+292.4% |
| Participant deferral / active EE | $14,333 | $9,582+49.6% | $9,147+56.7% | $6,531+119.5% |
| Admin fee / account holder | $0 | $20,413-100.0% | $19,830-100.0% | $14,480-100.0% |