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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,476 | $225,673-96.2% | $203,872-95.8% | $155,188-94.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 22.17% | 95.91%-73.7pp | 85.11%-62.9pp | 148.84%-126.7pp |
| Employer contribution / active EE | $2,284 | $4,099-44.3% | $3,757-39.2% | $4,248-46.2% |
| Participant deferral / active EE | $2,711 | $6,893-60.7% | $6,388-57.6% | $6,531-58.5% |
| Admin fee / account holder | $8,312 | $12,327-32.6% | $11,730-29.1% | $14,480-42.6% |