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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,476 | $208,088-95.9% | $186,193-95.4% | $154,746-94.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 22.17% | 89.97%-67.8pp | 78.03%-55.9pp | 172.34%-150.2pp |
| Employer contribution / active EE | $2,284 | $4,340-47.4% | $3,918-41.7% | $4,379-47.8% |
| Participant deferral / active EE | $2,711 | $7,078-61.7% | $6,513-58.4% | $6,730-59.7% |
| Admin fee / account holder | $8,312 | $11,698-28.9% | $11,058-24.8% | $14,365-42.1% |