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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,670 | $172,111-10.7% | $150,298+2.2% | $137,256+12.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 0.11% | 69.37%-69.3pp | 62.79%-62.7pp | 220.34%-220.2pp |
| Employer contribution / active EE | $21,893 | $4,636+372.2% | $4,154+427.0% | $4,156+426.8% |
| Participant deferral / active EE | $3,370 | $6,166-45.3% | $5,453-38.2% | $6,407-47.4% |
| Admin fee / account holder | $274,463 | $16,471+1566.3% | $14,116+1844.4% | $12,270+2136.8% |