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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,203 | $104,650-98.9% | $83,854-98.6% | $155,188-99.2% |
| Participation rate | 90.9% | 65.1%+25.8pp | 59.1%+31.8pp | 80.8%+10.1pp |
| Annual return | 16.36% | 28.97%-12.6pp | 31.39%-15.0pp | 148.84%-132.5pp |
| Employer contribution / active EE | $370 | $1,196-69.1% | $1,017-63.7% | $4,248-91.3% |
| Participant deferral / active EE | $988 | $2,367-58.3% | $2,035-51.5% | $6,531-84.9% |
| Admin fee / account holder | $2,030 | $3,518-42.3% | $3,197-36.5% | $14,480-86.0% |