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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,203 | $94,439-98.7% | $73,658-98.4% | $154,746-99.2% |
| Participation rate | 90.9% | 64.7%+26.2pp | 57.0%+33.9pp | 80.7%+10.2pp |
| Annual return | 16.36% | 28.25%-11.9pp | 29.72%-13.4pp | 172.34%-156.0pp |
| Employer contribution / active EE | $370 | $1,257-70.6% | $1,032-64.2% | $4,379-91.6% |
| Participant deferral / active EE | $988 | $2,527-60.9% | $2,062-52.1% | $6,730-85.3% |
| Admin fee / account holder | $2,030 | $3,843-47.2% | $3,357-39.5% | $14,365-85.9% |