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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,830 | $77,472-66.7% | $100,392-74.3% | $80,935-68.1% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 10.01% | 37.26%-27.2pp | 49.45%-39.4pp | 35.66%-25.6pp |
| Employer contribution / active EE | $1,764 | $2,800-37.0% | $3,941-55.3% | $2,757-36.0% |
| Participant deferral / active EE | $3,525 | $6,818-48.3% | $8,090-56.4% | $4,299-18.0% |
| Admin fee / account holder | $12,354 | $5,885+109.9% | $7,904+56.3% | $6,924+78.4% |