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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,008 | $70,366+63.4% | $66,674+72.5% | $138,895-17.2% |
| Participation rate | 73.3% | 76.2%-2.8pp | 73.7%-0.3pp | 79.9%-6.6pp |
| Annual return | 17.57% | 386.41%-368.8pp | 321.24%-303.7pp | 145.39%-127.8pp |
| Employer contribution / active EE | $1,883 | $2,765-31.9% | $2,620-28.1% | $4,194-55.1% |
| Participant deferral / active EE | $7,638 | $4,374+74.6% | $4,084+87.0% | $6,396+19.4% |
| Admin fee / account holder | $1,640 | $5,262-68.8% | $5,098-67.8% | $12,562-86.9% |