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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,899 | $53,063+193.8% | $124,206+25.5% | $82,637+88.7% |
| Participation rate | 70.4% | 58.4%+12.0pp | 69.6%+0.8pp | 68.1%+2.3pp |
| Annual return | 17.57% | 68.87%-51.3pp | 515.27%-497.7pp | 53.51%-35.9pp |
| Employer contribution / active EE | $0 | $1,530-100.0% | $3,540-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,467 | $2,644+220.2% | $3,968+113.4% | $4,126+105.2% |
| Admin fee / account holder | $2,542 | $4,281-40.6% | $5,929-57.1% | $7,339-65.4% |