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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,535 | $159,978-27.8% | $147,041-21.4% | $145,978-20.9% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 16.27% | 98.36%-82.1pp | 419.21%-402.9pp | 550.52%-534.2pp |
| Employer contribution / active EE | $1,613 | $5,288-69.5% | $4,935-67.3% | $4,662-65.4% |
| Participant deferral / active EE | $7,300 | $8,429-13.4% | $8,071-9.5% | $6,690+9.1% |
| Admin fee / account holder | $2,254 | $15,053-85.0% | $13,006-82.7% | $13,400-83.2% |