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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,112 | $126,113+114.2% | $116,096+132.7% | $155,188+74.1% |
| Participation rate | 87.5% | 75.1%+12.4pp | 73.3%+14.2pp | 80.8%+6.7pp |
| Annual return | 15.02% | 391.72%-376.7pp | 326.25%-311.2pp | 148.84%-133.8pp |
| Employer contribution / active EE | $0 | $2,672-100.0% | $2,503-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $4,903 | $4,162+17.8% | $3,952+24.1% | $6,531-24.9% |
| Admin fee / account holder | $23,242 | $8,045+188.9% | $7,704+201.7% | $14,480+60.5% |