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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,230 | $114,013-83.1% | $103,693-81.5% | $155,188-87.6% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 80.8%-43.3pp |
| Annual return | 26.25% | 49.31%-23.1pp | 47.61%-21.4pp | 148.84%-122.6pp |
| Employer contribution / active EE | $273 | $3,131-91.3% | $2,920-90.6% | $4,248-93.6% |
| Participant deferral / active EE | $5,049 | $4,970+1.6% | $4,579+10.2% | $6,531-22.7% |
| Admin fee / account holder | $1,211 | $8,407-85.6% | $7,858-84.6% | $14,480-91.6% |