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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,918 | $69,273+52.9% | $90,796+16.7% | $82,637+28.2% |
| Participation rate | 52.1% | 64.0%-11.9pp | 69.5%-17.4pp | 68.1%-16.0pp |
| Annual return | 21.05% | 18.37%+2.7pp | 19.29%+1.8pp | 53.51%-32.5pp |
| Employer contribution / active EE | $2,281 | $1,865+22.3% | $2,294-0.6% | $2,552-10.6% |
| Participant deferral / active EE | $4,709 | $3,047+54.5% | $3,822+23.2% | $4,126+14.1% |
| Admin fee / account holder | $5,934 | $5,511+7.7% | $7,024-15.5% | $7,339-19.1% |