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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,041 | $124,425+85.7% | $112,040+106.2% | $137,256+68.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.80% | 24.72%-7.9pp | 24.52%-7.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $4,540 | $3,411+33.1% | $2,954+53.7% | $4,156+9.2% |
| Participant deferral / active EE | $13,128 | $5,718+129.6% | $5,098+157.5% | $6,407+104.9% |
| Admin fee / account holder | $1,988 | $15,207-86.9% | $12,098-83.6% | $12,270-83.8% |