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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,910 | $55,930+3.5% | $76,089-23.9% | $80,925-28.4% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 11.78% | 20.58%-8.8pp | 360.94%-349.2pp | 35.65%-23.9pp |
| Employer contribution / active EE | $5,895 | $1,866+215.9% | $2,690+119.1% | $2,756+113.9% |
| Participant deferral / active EE | $5,061 | $3,051+65.9% | $4,259+18.8% | $4,299+17.7% |
| Admin fee / account holder | $2,755 | $5,241-47.4% | $6,418-57.1% | $6,940-60.3% |