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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,470 | $54,320-56.8% | $67,653-65.3% | $52,331-55.2% |
| Participation rate | 89.5% | 73.6%+15.9pp | 75.7%+13.9pp | 68.1%+21.4pp |
| Annual return | 0.08% | 6.81%-6.7pp | 6625.22%-6625.1pp | 4.54%-4.5pp |
| Employer contribution / active EE | $541 | $1,544-64.9% | $2,266-76.1% | $1,882-71.2% |
| Participant deferral / active EE | $2,894 | $2,950-1.9% | $3,560-18.7% | $3,022-4.2% |
| Admin fee / account holder | $939 | $527+78.4% | $4,821-80.5% | $592+58.8% |