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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,842 | $101,302-54.7% | $149,600-69.4% | $82,637-44.5% |
| Participation rate | 54.1% | 72.5%-18.4pp | 77.2%-23.1pp | 68.1%-14.0pp |
| Annual return | 18.02% | 21.39%-3.4pp | 129.59%-111.6pp | 53.51%-35.5pp |
| Employer contribution / active EE | $1,485 | $3,099-52.1% | $4,193-64.6% | $2,552-41.8% |
| Participant deferral / active EE | $3,445 | $5,589-38.4% | $7,203-52.2% | $4,126-16.5% |
| Admin fee / account holder | $3,569 | $8,449-57.8% | $13,963-74.4% | $7,339-51.4% |