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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,557 | $110,379-9.8% | $102,412-2.8% | $145,884-31.8% |
| Participation rate | 46.7% | 77.9%-31.3pp | 74.5%-27.8pp | 80.3%-33.6pp |
| Annual return | 13.13% | 24.84%-11.7pp | 24.94%-11.8pp | 551.85%-538.7pp |
| Employer contribution / active EE | $1,477 | $4,216-65.0% | $3,870-61.8% | $4,662-68.3% |
| Participant deferral / active EE | $5,124 | $5,622-8.8% | $5,060+1.3% | $6,690-23.4% |
| Admin fee / account holder | $22,880 | $9,745+134.8% | $8,388+172.8% | $13,392+70.8% |