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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,557 | $111,814-11.0% | $103,378-3.7% | $145,978-31.8% |
| Participation rate | 46.7% | 77.9%-31.3pp | 74.5%-27.8pp | 80.3%-33.6pp |
| Annual return | 13.13% | 24.80%-11.7pp | 24.91%-11.8pp | 550.52%-537.4pp |
| Employer contribution / active EE | $1,477 | $4,215-65.0% | $3,870-61.8% | $4,662-68.3% |
| Participant deferral / active EE | $5,124 | $5,618-8.8% | $5,058+1.3% | $6,690-23.4% |
| Admin fee / account holder | $22,880 | $9,764+134.3% | $8,401+172.4% | $13,400+70.7% |