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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,040 | $102,385-74.6% | $147,080-82.3% | $80,935-67.8% |
| Participation rate | 46.2% | 75.9%-29.7pp | 82.2%-36.0pp | 67.7%-21.5pp |
| Annual return | 12.49% | 135.09%-122.6pp | 420.17%-407.7pp | 35.66%-23.2pp |
| Employer contribution / active EE | $1,120 | $3,717-69.9% | $4,933-77.3% | $2,757-59.4% |
| Participant deferral / active EE | $2,664 | $6,651-59.9% | $8,066-67.0% | $4,299-38.0% |
| Admin fee / account holder | $685 | $7,951-91.4% | $12,989-94.7% | $6,924-90.1% |