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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,584 | $150,346+81.3% | $120,524+126.2% | $145,877+86.9% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 14.95% | 154.40%-139.5pp | 107.36%-92.4pp | 551.28%-536.3pp |
| Employer contribution / active EE | $23,000 | $4,353+428.4% | $3,469+563.0% | $4,663+393.3% |
| Participant deferral / active EE | $11,500 | $6,172+86.3% | $4,994+130.3% | $6,691+71.9% |
| Admin fee / account holder | $20 | $12,215-99.8% | $9,440-99.8% | $13,402-99.9% |