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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,141 | $64,920+114.3% | $103,693+34.2% | $86,983+60.0% |
| Participation rate | 100.0% | 63.6%+36.4pp | 72.6%+27.4pp | 69.5%+30.5pp |
| Annual return | 14.46% | 30.29%-15.8pp | 47.61%-33.1pp | 25.83%-11.4pp |
| Employer contribution / active EE | $7,903 | $2,141+269.1% | $2,920+170.6% | $2,584+205.8% |
| Participant deferral / active EE | $6,430 | $3,241+98.4% | $4,579+40.4% | $4,194+53.3% |
| Admin fee / account holder | $27,346 | $6,191+341.7% | $7,858+248.0% | $7,856+248.1% |