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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,348 | $154,228-92.6% | $145,433-92.2% | $137,256-91.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 22.59% | 74.59%-52.0pp | 66.58%-44.0pp | 220.34%-197.7pp |
| Employer contribution / active EE | $5,058 | $4,804+5.3% | $4,554+11.1% | $4,156+21.7% |
| Participant deferral / active EE | $8,222 | $8,216+0.1% | $7,897+4.1% | $6,407+28.3% |
| Admin fee / account holder | $1,309 | $14,344-90.9% | $13,129-90.0% | $12,270-89.3% |