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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,045 | $96,731-55.5% | $123,973-65.3% | $86,983-50.5% |
| Participation rate | 92.1% | 70.0%+22.0pp | 76.7%+15.4pp | 69.5%+22.5pp |
| Annual return | 16.94% | 17.33%-0.4pp | 388.13%-371.2pp | 25.83%-8.9pp |
| Employer contribution / active EE | $7,063 | $3,297+114.2% | $4,126+71.2% | $2,584+173.3% |
| Participant deferral / active EE | $3,931 | $4,152-5.3% | $5,247-25.1% | $4,194-6.3% |
| Admin fee / account holder | $1,980 | $8,722-77.3% | $11,799-83.2% | $7,856-74.8% |