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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,045 | $89,259-51.8% | $107,187-59.8% | $82,637-47.9% |
| Participation rate | 92.1% | 67.9%+24.1pp | 75.0%+17.0pp | 68.1%+24.0pp |
| Annual return | 16.94% | 21.02%-4.1pp | 204.55%-187.6pp | 53.51%-36.6pp |
| Employer contribution / active EE | $7,063 | $3,080+129.3% | $3,782+86.7% | $2,552+176.7% |
| Participant deferral / active EE | $3,931 | $4,037-2.6% | $5,096-22.9% | $4,126-4.7% |
| Admin fee / account holder | $1,980 | $7,381-73.2% | $9,162-78.4% | $7,339-73.0% |