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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,473 | $156,398-8.3% | $147,318-2.6% | $138,895+3.3% |
| Participation rate | 72.2% | 83.8%-11.5pp | 82.1%-9.8pp | 79.9%-7.7pp |
| Annual return | 13.80% | 78.75%-64.9pp | 70.43%-56.6pp | 145.39%-131.6pp |
| Employer contribution / active EE | $6,935 | $4,853+42.9% | $4,593+51.0% | $4,194+65.3% |
| Participant deferral / active EE | $3,543 | $8,237-57.0% | $7,906-55.2% | $6,396-44.6% |
| Admin fee / account holder | $29,197 | $14,976+95.0% | $13,708+113.0% | $12,562+132.4% |