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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,666 | $126,113-78.1% | $116,096-76.2% | $155,188-82.2% |
| Participation rate | 50.0% | 75.1%-25.1pp | 73.3%-23.3pp | 80.8%-30.8pp |
| Annual return | 13.02% | 391.72%-378.7pp | 326.25%-313.2pp | 148.84%-135.8pp |
| Employer contribution / active EE | $1,743 | $2,672-34.7% | $2,503-30.4% | $4,248-59.0% |
| Participant deferral / active EE | $3,967 | $4,162-4.7% | $3,952+0.4% | $6,531-39.3% |
| Admin fee / account holder | $23,806 | $8,045+195.9% | $7,704+209.0% | $14,480+64.4% |