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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,136 | $174,379-94.8% | $152,093-94.0% | $138,895-93.4% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 18.60% | 74.86%-56.3pp | 66.36%-47.8pp | 145.39%-126.8pp |
| Employer contribution / active EE | $1,665 | $4,652-64.2% | $4,175-60.1% | $4,194-60.3% |
| Participant deferral / active EE | $2,805 | $6,159-54.5% | $5,451-48.5% | $6,396-56.1% |
| Admin fee / account holder | $1,366 | $16,880-91.9% | $14,497-90.6% | $12,562-89.1% |