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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,432 | $88,778-44.3% | $81,844-39.6% | $145,884-66.1% |
| Participation rate | 72.2% | 75.1%-2.8pp | 72.4%-0.2pp | 80.3%-8.1pp |
| Annual return | 13.00% | 1033.03%-1020.0pp | 778.87%-765.9pp | 551.85%-538.9pp |
| Employer contribution / active EE | $2,159 | $3,087-30.1% | $2,916-26.0% | $4,662-53.7% |
| Participant deferral / active EE | $4,343 | $4,648-6.6% | $4,323+0.4% | $6,690-35.1% |
| Admin fee / account holder | $340 | $8,430-96.0% | $7,355-95.4% | $13,392-97.5% |