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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,106 | $199,109-44.7% | $173,730-36.6% | $154,746-28.8% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 10.97% | 20.02%-9.1pp | 19.96%-9.0pp | 172.34%-161.4pp |
| Employer contribution / active EE | $2,644 | $5,311-50.2% | $4,577-42.2% | $4,379-39.6% |
| Participant deferral / active EE | $11,457 | $7,113+61.1% | $6,326+81.1% | $6,730+70.2% |
| Admin fee / account holder | $739 | $20,916-96.5% | $17,523-95.8% | $14,365-94.9% |