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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,059 | $125,184-51.2% | $105,607-42.2% | $145,884-58.1% |
| Participation rate | 45.5% | 77.6%-32.2pp | 75.3%-29.8pp | 80.3%-34.8pp |
| Annual return | 9.15% | 225.00%-215.9pp | 116.11%-107.0pp | 551.85%-542.7pp |
| Employer contribution / active EE | $1,080 | $3,720-71.0% | $3,167-65.9% | $4,662-76.8% |
| Participant deferral / active EE | $1,885 | $5,714-67.0% | $5,011-62.4% | $6,690-71.8% |
| Admin fee / account holder | $42,336 | $17,133+147.1% | $10,958+286.3% | $13,392+216.1% |