Retirement plan

EVERYCHILD CALIFORNIA 403(B) PLAN

Name: EVERYCHILD CALIFORNIA ASSOCIATION OF LEADERS ADVANCING EARLY LEARNING - EVERYCHILD CALIFORNIA 403(B) PLAN (2025) Form 5500
Creator: EVERYCHILD CALIFORNIA ASSOCIATION OF LEADERS ADVANCING EARLY LEARNING
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EVERYCHILD CALIFORNIA 403(B) PLAN, EVERYCHILD CALIFORNIA ASSOCIATION OF LEADERS ADVANCING EARLY LEARNING

EVERYCHILD CALIFORNIA ASSOCIATION OF LEADERS ADVANCING EARLY LEARNINGEIN 93-1187319Plan #001PY 2025

1107 2ND STREET, SUITE 320 - SACRAMENTO, CA 95814916-443-5919

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$870K

+25.7% from 2024

Total participants

+37.5% from 2024

Average account balance

$86,950

+0.6% from 2024

Annual return

12.45%

+3.56 pp from 2024

Benchmarks

See 6,136 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort6,136 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$870K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

111.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$96K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.45%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$483

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2T3D2J

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$5K

$537 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.556%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,950

$70,121+24.0%

$63,803+36.3%

$138,895-37.4%

Participation rate

88.9%

77.2%+11.7pp

72.7%+16.2pp

79.9%+9.0pp

Annual return

12.45%

946.48%-934.0pp

543.72%-531.3pp

145.39%-132.9pp

Employer contribution / active EE

$4,749

$2,882+64.8%

$2,532+87.5%

$4,194+13.2%

Participant deferral / active EE

$5,950

$4,535+31.2%

$3,843+54.8%

$6,396-7.0%

Admin fee / account holder

$483

$6,738-92.8%

$5,196-90.7%

$12,562-96.2%

EVERYCHILD CALIFORNIA 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EVERYCHILD CALIFORNIA 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion