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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,454 | $150,412-33.2% | $120,574-16.7% | $145,884-31.1% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 11.67% | 154.50%-142.8pp | 107.42%-95.8pp | 551.85%-540.2pp |
| Employer contribution / active EE | $985 | $4,355-77.4% | $3,471-71.6% | $4,662-78.9% |
| Participant deferral / active EE | $1,722 | $6,175-72.1% | $4,996-65.5% | $6,690-74.3% |
| Admin fee / account holder | -$12 | $12,224-100.1% | $9,445-100.1% | $13,392-100.1% |