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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,898 | $57,119-87.9% | $85,187-91.9% | $80,935-91.5% |
| Participation rate | 87.3% | 56.4%+30.9pp | 67.5%+19.8pp | 67.7%+19.6pp |
| Annual return | 13.34% | 21.70%-8.4pp | 66.67%-53.3pp | 35.66%-22.3pp |
| Employer contribution / active EE | $978 | $1,802-45.7% | $2,732-64.2% | $2,757-64.5% |
| Participant deferral / active EE | $1,747 | $3,115-43.9% | $4,525-61.4% | $4,299-59.4% |
| Admin fee / account holder | $657 | $4,990-86.8% | $6,162-89.3% | $6,924-90.5% |