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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,274 | $123,898-11.0% | $116,538-5.4% | $155,188-28.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.8%+19.2pp |
| Annual return | 9.99% | 16.04%-6.0pp | 17.97%-8.0pp | 148.84%-138.8pp |
| Employer contribution / active EE | $11,669 | $4,739+146.2% | $4,541+157.0% | $4,248+174.7% |
| Participant deferral / active EE | $2,683 | $6,400-58.1% | $6,207-56.8% | $6,531-58.9% |
| Admin fee / account holder | $889 | $9,174-90.3% | $8,737-89.8% | $14,480-93.9% |