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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,590 | $81,487+214.9% | $102,412+150.5% | $80,935+217.0% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 8.78% | 25.60%-16.8pp | 24.94%-16.2pp | 35.66%-26.9pp |
| Employer contribution / active EE | $10,705 | $3,103+245.0% | $3,870+176.6% | $2,757+288.3% |
| Participant deferral / active EE | $6,286 | $3,871+62.4% | $5,060+24.2% | $4,299+46.2% |
| Admin fee / account holder | $55,154 | $6,717+721.1% | $8,388+557.6% | $6,924+696.5% |