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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,701 | $125,184-34.7% | $105,607-22.6% | $145,884-44.0% |
| Participation rate | 66.7% | 77.6%-11.0pp | 75.3%-8.6pp | 80.3%-13.6pp |
| Annual return | 16.84% | 225.00%-208.2pp | 116.11%-99.3pp | 551.85%-535.0pp |
| Employer contribution / active EE | $14,882 | $3,720+300.1% | $3,167+369.9% | $4,662+219.2% |
| Participant deferral / active EE | $10,475 | $5,714+83.3% | $5,011+109.0% | $6,690+56.6% |
| Admin fee / account holder | $0 | $17,133-100.0% | $10,958-100.0% | $13,392-100.0% |