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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,757 | $154,754+113.1% | $124,206+165.5% | $138,895+137.4% |
| Participation rate | 90.0% | 75.5%+14.5pp | 69.6%+20.4pp | 79.9%+10.1pp |
| Annual return | 13.79% | 709.28%-695.5pp | 515.27%-501.5pp | 145.39%-131.6pp |
| Employer contribution / active EE | $14,354 | $4,446+222.8% | $3,540+305.5% | $4,194+242.2% |
| Participant deferral / active EE | $10,850 | $4,621+134.8% | $3,968+173.5% | $6,396+69.6% |
| Admin fee / account holder | $49,473 | $6,690+639.5% | $5,929+734.5% | $12,562+293.8% |