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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,332 | $99,875-29.6% | $146,866-52.1% | $86,983-19.1% |
| Participation rate | 67.6% | 75.8%-8.2pp | 82.5%-14.9pp | 69.5%-1.9pp |
| Annual return | 14.24% | 28.10%-13.9pp | 102.85%-88.6pp | 25.83%-11.6pp |
| Employer contribution / active EE | $1,707 | $3,224-47.1% | $4,425-61.4% | $2,584-33.9% |
| Participant deferral / active EE | $3,018 | $6,322-52.3% | $7,759-61.1% | $4,194-28.0% |
| Admin fee / account holder | $6,231 | $7,838-20.5% | $13,620-54.3% | $7,856-20.7% |